buy/sell, formation, cease & desist, collections, work-out agreements, wind-down agreements, licensing, and intellectual property.

representation in lawsuits & judgment enforcement.

resolve business disputes without the cost of litigation.

for nearly a decade, Mr. Bryan T. Gonzales of Gonzales Law Partners, P.C., was a “line 2” dealer for a multi-franchise (domestic & foreign) and multi-location automotive group in Los Angeles, CA.

Banks may not ignore federal law, better known as Bankruptcy. Banks may and do, however, say “no” to substitute services such as debt settlement, loan modification, and/or short sales.

In general, Bankruptcy utilizes federal law to perform the substitute services and/or allows those services to occur in conjunction with and/or after the bankruptcy is filed. Further, most people and businesses have more than one asset (ex: car, house), so it does not make sense to toil with a single-asset solution (such as a substitute service) when you may solve your multi-asset issues in one stop with Bankruptcy.

Gonzales Law Partners, P.C. performs a FREE expert examination of your financial situation to determine if Bankruptcy is right for you. If so, Gonzales Law Partners, P.C. creates a bankruptcy plan to maximize the exemptions and protections afforded you by the Bankruptcy Code. This ensures you will receive the BEST protection and BEST results.

reorganization for complex and/or wealthy individuals. The best Chapter 11 is the one we never have to file as most banks will work-out the problems to help the debtor avoid a Chapter 11 filing.

the most common option to stop foreclosure, this is reorganization for individuals and small businesses hat have a regular income and desire to pay back some or all of their debts. Typically, you pay back your “arrears” on a 3-5 year payment plan that is formulated under the Bankruptcy Code and approved by the court.

for individuals, the purpose is to obtain a discharge of your existing debts, except for the assets that you want to keep. Because a Chapter 7 exempts most assets, a client may typically keep their assets ex: car, house) and discharge other debts (ex: credit cards).

Sometimes a Chapter 13 is your best option however you may not be able to make your Chapter 13 Plan payments. In this scenario, it may be best to “first” file a Chapter 7 to eliminate your dischargeable debts, thus making it affordable to “second” file a Chapter 13 to reorganize your non-dischargeable (remaining) debts.